Explore Coface's comprehensive Risk Dashboard, providing in-depth risk assessments for 160 countries and 13 industry sectors to make strategic decisions
Coface has renewed its signature of L’Autre Cercle’s LGBTQIA+ Commitment Charter. This move confirms the Group’s commitment to promoting an inclusive, respectful and safe working environment for all its employees.
Coface’s APAC Payment Survey 2026 reveals that 73% of Japanese firms report being affected by payment delays from customers in the last 12 months. Payment discipline appears to be deteriorating in the country, with more firms seeing worsening payment delays, both in terms of severity and frequency, than improvements. As part of an annual study to understand the payment behaviours and risks among businesses, Coface surveyed 2,800 finance professionals across multiple sectors and 10 Asia-Pacific (APAC) markets, including 252 respondents in Japan.
Coface publishes the 10th edition of its Corporate Payment Survey in Germany, conducted among 503 companies. While economic growth is gradually returning and German businesses are becoming more optimistic about 2027, this improvement has yet to translate into better payment behavior. 82% of companies experienced payment delays over the past twelve months, the highest level since 2019. At the same time, businesses are shortening payment terms to protect their cash flow, while long overdue payments and rising insolvencies continue to point to elevated credit risk.
Coface has published the 4th edition of its survey on the payment behavior of French businesses, conducted in June amongst 690 companies. The results reveal a further deterioration: 89 % of businesses have experienced late payments over the last twelve months, and the average delay now stands at 41.2 days. Micro-enterprises are the most vulnerable, both in terms of the length of the delays and their impact on cash flow.
Whilst European industry is still struggling to recover from repeated energy and geopolitical shocks, Spain stands out as an exception. Its manufacturing output has surpassed its pre-war levels in Ukraine, driven by a more balanced industrial diversification, competitive labour costs and the boom in renewable energy. This is a promising trend, but one that still faces several structural challenges, particularly in terms of productivity and electricity infrastructure.
Geographical proximity, the single market, long-standing trading partners… Recovering a debt in Europe may seem straightforward. However, over 70 per cent of businesses face late payments, and debt recovery practices vary significantly from one country to another. Because an unpaid debt is not handled in the same way in London, Milan, Madrid, Brussels, Zurich or Warsaw, Coface’s experts share their advice on how to avoid the most common mistakes, adapt your approach to the local context and maximize your chances of recovery.
Geopolitical tensions, slowing growth, supply chain disruptions, and mounting regulatory risks: businesses today operate in a world where uncertainty has become the norm. The question, therefore, is no longer how to eliminate risk — that is neither realistic nor desirable — but how to make the best possible decisions in a constantly changing environment.
The main obstacle to business growth is no longer just the market, but also companies’ ability to make decisions. According to the latest Coface survey of 1,250 business leaders in 13 countries, 68% of them cite slow decision-making as a major obstacle. In a highly uncertain environment, businesses are no longer simply seeking to avoid risk: they must learn to make decisions more quickly. A transformation is underway, gradually turning risk into a driver of decision-making and growth.
As a global supplier of spare parts for commercial aircraft, Sentry Aerospares often operates under pressure, dealing with demanding international clients, sometimes unstable markets, strained supply chains and critical payment deadlines. For nearly ten years, the UK-based company has relied on Coface to turn this pressure into a driver of its development, rather than a hindrance to its growth.
A player in the ferrous metals trading sector, Vidalies operates in a highly cyclical market, where it faces significant volumes, substantial financial exposure, and strong pressure on payment terms. The company has made commercial risk management a key driver of its development, with Coface as a partner for over 50 years. Diane Vidalies, Managing Director, explains how it works and how it enables the company to remain open to opportunities — both in France and internationally.
Find out how Weber Group, a national distributor of industrial, safety and janitorial products, keeps its world open despite 30 years of uncertainty by managing its commercial risks and making decisions with confidence thanks to Coface’s solutions.
Navigate uncertainty with Coface's global risk assessments for 160 countries and 13 sectors.
Dive into the world of global trade with Coface's Trade Talk podcast. Explore captivating discussions with trade experts, explore market dynamics, and uncover strategies for growth.
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